2021 商务英语视听2(浙江财经大学) 最新满分章节测试答案

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本课程起止时间为:2021-03-06到2021-07-04
本篇答案更新状态:已完结

4. Derivatives Test 4

1、 问题:Its value is determined by __ in the
underlying asset.
选项：
A:Fluctuations
B:Interest rates
C:Market indexes
D:Stocks
答案: 【Fluctuations】

2、 问题:What are the most common types of derivatives?
选项：
A:Options
B:Futures contracts
C:Credit derivative
D:Swaps
答案: 【Futures contracts】

3、 问题:___ is a loan sold to a speculator at a
discount to its true value.
选项：
A:Forward contract
B:Option
C:Credit derivative
D:Swap
答案: 【Credit derivative】

4、 问题:___ is a bond secured by a mortgage on one
or more assets.
选项：
A:A convertible bond
B:A treasury bond
C:A mortgage bond
D:A municipal bond
答案: 【A mortgage bond】

5、 问题:If you describe someone as ______, you mean that
they achieve what they want in a clever way, often by deceiving people.
选项：
A:Tricky
B:Smart
C:Skillful
D:Crafty
答案: 【Crafty】

6、 问题:In English, the animal chicken is used to
describe the ones that are _.
选项：
A:Coward
B:Timid
C:Cautious
D:bold
答案: 【Timid】

7、 问题:What is a bundle of mortgage-backed securities?
选项：
A:CDO
B:MBS
C:ARM
D:CDS
答案: 【CDO】

8、 问题:__is a terrible battle or war that some
people think will lead to the total destruction of the world or the human race.
选项：
A:Destruction
B:Disaster
C:Pestilence
D:Armageddon
答案: 【Armageddon】

9、 问题:______ is a type of mortgage in which the
interest rate paid on the outstanding balance varies according to a specific
benchmark.
选项：
A:CDS
B:ARM
C:CDO
D:MBS
答案: 【ARM】

10、 问题:____ means relating to different sizes or
amounts of things.
选项：
A:Quantitative
B:Quantified
C:Quality
D:Quantities
答案: 【Quantitative】

11、 问题:If a company goes_, it loses so much money
that it is forced to close down.
选项：
A:Closed
B:Rented
C:Bust
D:Selling
答案: 【Bust】

12、 问题:___ is a risk management technique that
mixes a wide variety of investment within a portfolio.
选项：
A:Imparity‍
B:Diversification
C:Difference
D:Variety
答案: 【Diversification】

13、 问题:The most common underlying assets include
选项：
A:Stocks
B:Market indexes
C:Commodities
D:Currencies
E:Interest rates
答案: 【Stocks ;
Market indexes ;
Commodities;
Currencies;
Interest rates 】

14、 问题:In the United States, the three primary bond
rating agencies are__. ‍
选项：
A:Standard and Poor’s
B:Mandy’s
C:Moody’s
D:Fitch
答案: 【Standard and Poor’s;
Moody’s;
Fitch】

15、 问题: A derivative is a security with a price that is dependent upon or derived from one or more underlying asses. 
选项：
A:正确
B:错误
答案: 【正确】

16、 问题:The derivative itself is a contract between two
or more parties based upon the asset or assets.
选项：
A:正确
B:错误
答案: 【正确】

17、 问题:Collateralized debt obligations is a structured
financial product that pools together cash flow-generating assets and
repackages this assets pool into discrete tranches that can be sold to
investors
选项：
A:正确
B:错误
答案: 【正确】

18、 问题:Junior tranches of a CDO have a higher credit
rating and offer lower coupon rates than the senior tranches.
选项：
A:正确
B:错误
答案: 【错误】

19、 问题:Retail is the activity of selling products
direct to the public, usually in big quantities.
选项：
A:正确
B:错误
答案: 【错误】

20、 问题:Sub-prime mortgage is a risky mortgage loan made
to someone with a relatively low credit score and insufficient income to get a
conventional mortgage.
选项：
A:正确
B:错误
答案: 【正确】

21、 问题:The full name of MBS is Mortgage-backed
security.
选项：
A:正确
B:错误
答案: 【正确】