2020 商务英语视听II(齐鲁师范学院)1452070457 最新满分章节测试答案

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本课程起止时间为:2020-02-22到2020-07-31
本篇答案更新状态:已完结

第九章 Financial World 第九章单元测验

1、 问题:Which of the following is not a reason for the 2008 credit crunch?
选项：
A:The Fed has kept the interest rate too low for too long.
B:Brokers make loans to bad risks.
C:Fed chairman Alan Greenspan retired.
D:Institutional investors have been greedy.
答案: 【Fed chairman Alan Greenspan retired.】

2、 问题:What does agent problem mean?
选项：
A:managers’ and owners’ interests are not in accordance
B:problems caused by intermediaries
C:financial risk from brokers
D:institutional troubles
答案: 【managers’ and owners’ interests are not in accordance】

3、 问题:What is HSBC?
选项：
A:a central bank
B:a commercial bank
C: a hedge fund
D:a mutual fund
答案: 【a commercial bank】

4、 问题:What is moral hazard?
选项：
A:risk of committing sins
B:danger of immoral behavior
C:possibility of making the same mistake again if the mistake was not punished when it was previous made
D:hazard of financial default
答案: 【possibility of making the same mistake again if the mistake was not punished when it was previous made】

5、 问题:Which of the following is not true according to the recording?
选项：
A:Chinese banks have poor management.
B: China’s accounting system is not strict.
C:It’s not easy to find true value of Chinese banks.
D:The bad loan rate has been decreased in China. 
答案: 【The bad loan rate has been decreased in China. 】

6、 问题:What kind of place is China to foreign investors?
选项：
A:full of chances
B:easy to earn big profits
C:promising but risky
D:hard to do business
答案: 【promising but risky】

7、 问题:Bank of China sold its 10% shares to
选项：
A:Royal Bank of Scotland
B:Merill Lynch.
C: Li Ka-shing
D:all of the above.
答案: 【all of the above.】

8、 问题:What is the attitude of investors to such “strategic investment”?
选项：
A:doubtful
B:supportive
C:confident
D:sarcastic
答案: 【doubtful】

9、 问题:Which of the following is NOT the way to deliver returns to match the risks in Chinese banks?
选项：
A:buying cheap
B: selling high
C: adding value
D:creating options
答案: 【 selling high】

10、 问题:Who should be responsible for the 2008 credit crunch?
选项：
A:supervisors
B:home buyers
C:brokers
D:all of the above
答案: 【all of the above】

11、 问题: A mortgage is a type of _____ .
选项：
A: supply
B:conveyance
C: limit
D:ceiling
答案: 【conveyance】

12、 问题:He wants to get a loan to _____ some improvements in his factory.
选项：
A:fluctuate
B: adjust 
C:finance
D:calculate
答案: 【finance】

13、 问题:Interest rates are high because money is _____ .
选项：
A:guaranteed
B:variable
C: tight
D:loose
答案: 【 tight】

14、 问题:They’ll never get a mortgage; they’re bad _____ .
选项：
A:risks
B: mortgagees
C:financiers
D:credit
答案: 【risks】

15、 问题:There will be no change in the interest rate during the _____ of the mortgage.
选项：
A:life
B:limit 
C:title
D:floor
答案: 【life】

16、 问题:We’re paying for the furniture we bought in monthly _____ .
选项：
A:installments
B:budgets
C:cash flow
D:collateral
答案: 【installments】

17、 问题:The bank uses a _____ to find out how prospective borrowers repaid their past debts.
选项：
A:profile
B:loan agreement
C:credit bureau
D:ledger
答案: 【profile】

18、 问题: Mr. Harris’s application for a loan was approved because he is _____ .
选项：
A: creditworthy 
B:on time
C: capacity
D:flexible
答案: 【 creditworthy 】

19、 问题:Because the borrower defaulted on his repayment of the loan, the bank will hold the _____ responsible.
选项：
A:reporting agency
B:co-signer 
C: budget
D:trustee
答案: 【co-signer 】

20、 问题:Lisa and Frank Edwards developed a _____ of monthly expenses to see how much money they would have left over to make loan payments on a refrigerator.
选项：
A: data
B:profile
C: consumer credit
D:data base
答案: 【profile】

21、 问题:She _____ $10,000 to charity in her will.
选项：
A: audited
B: settled
C: bequeathed
D:collected
答案: 【 bequeathed】

22、 问题:You have to pay high _____ on an estate.
选项：
A:trust funds
B:taxes
C:returns
D: interest rates
答案: 【taxes】

23、 问题:The _____ will distribute  the property of the deceased according to his last will and testament.
选项：
A:heir
B: legatee
C:executor
D:probate court