2024智慧树网课答案 国际结算（2020春夏） 最新完整智慧树知到满分章节测试答案

第一章 单元测试

1、 问题:

What service isn’t provided by SWIFT?

选项：
A:financial application
B:financial businesses
C:interbank file transfer
D:message transmission
答案: 【financial businesses】

2、 问题:

What is the advantage of SWIFT services?

选项：
A:secure
B:reliable
C:cheap
D:fast
答案: 【secure;
reliable;
cheap;
fast】

3、 问题:

What’s not a correct statement about SWIFT?

选项：
A:The headquarter of SWIFT is at Brussels.
B:Messages are standardized formatted.
C:The most important service provided by SWIFT is interbank file transfer.
D:It is a computerized international telecommunications system.
答案: 【The most important service provided by SWIFT is interbank file transfer.】

4、 问题:

What’s not a correct statement about international settlements?

选项：
A:settlements among countries
B:Cash transfer is the main method.
C:The banks are the center in the course of settlements.

D:It is financial activities.
答案: 【Cash transfer is the main method.】

5、 问题:

What services can SWIFT provide?

选项：
A:financial businesses
B:financial application
C:interbank file transfer
D:policy cooperation
答案: 【financial application;
interbank file transfer】

6、 问题:

Transfer payments are payments by (  ).

选项：
A:financial instruments
B:gold
C:cash
D:silver
答案: 【financial instruments】

7、 问题:

Cash payments include payments by (    ).

选项：
A:silver
B:check
C:gold
D:cash
答案: 【silver;
gold;
cash】

8、 问题:

International settlements serve for (    ).

选项：
A:goods trade
B:financial transactions
C:service trade
D:payments between governments
答案: 【goods trade;
financial transactions;
service trade;
payments between governments】

9、 问题:

SWIFT: society for worldwide interbank financial telecommunications, a computerized international telecommunications system that, through standardized formatted messages, rapidly processes and transmits financial transactions and information among its members around the world.

选项：
A:错
B:对
答案: 【对】

10、 问题:

International payments or international settlements are financial activities conducted among different countries in which payments are effected or funds are transferred from one country to another in order to settle accounts, debts, etc., emerged in the course of political, economic or cultural contacts among them.

选项：
A:错
B:对
答案: 【对】

第二章 单元测试

1、 问题:

What services are provided by correspondent bank (   ).

选项：
A:Providing banks with foreign exchange facilities, including commercial and traveler’s checks.
B:Collecting checks, drafts, and other credit instruments.
C:Making credit investigation of firms that borrow in the open market.
D:Providing banks with funds/loans in case of need.
答案: 【Providing banks with foreign exchange facilities, including commercial and traveler’s checks.;
Collecting checks, drafts, and other credit instruments.;
Making credit investigation of firms that borrow in the open market.;
Providing banks with funds/loans in case of need.】

2、 问题:

What is a correct statement about vostro account?

选项：
A:It’s a due from account.
B:It’s a due to account.
C:It’s purpose is to facilitate international payments and settlements abroad.
D:It’s our bank’s account in the book of an overseas bank denominated in foreign currency.
答案: 【It’s a due to account.】

3、 问题:

Which system adopts a netting payment system? (    )

选项：
A:Fedware
B:Chaps
C:Chips
D:Target
答案: 【Chips】

4、 问题:

Fedware is a system of RTGS.

选项：
A:错
B:对
答案: 【对】

5、 问题:

Chips is a system of RTGS.

选项：
A:对
B:错
答案: 【错】

6、 问题:

What is the advantage of netting payment system?

选项：
A:more powerful processing capacities
B:secure
C:less settlement risks
D:efficient
答案: 【more powerful processing capacities;
efficient】

7、 问题:

Vostro account is a due to account.

选项：
A:错
B:对
答案: 【对】

8、 问题:

What is a correct statement about Chips?

选项：
A:It’s operated by the New York Clearing House Association.
B:It’s acronym for Clearing House Interbank Payment System.
C:It’s a netting system.
D:It’s member banks are commercial banks in New York.
答案: 【It’s operated by the New York Clearing House Association.;
It’s acronym for Clearing House Interbank Payment System.;
It’s a netting system.;
It’s member banks are commercial banks in New York.】

9、 问题:

Fedware is operated by Fed reserve system.

选项：
A:错
B:对
答案: 【对】

10、 问题:

RTGS means each payment order is settled immediately upon its entry into the system in its entire (gross) amount.

选项：
A:错
B:对
答案: 【对】

第三章 单元测试

1、 问题:

Negotiable instrument is a chose in action.

选项：
A:对
B:错
答案: 【对】