2022知到答案 大学英语（沈阳农业大学） 最新完整智慧树知到满分章节测试答案
第一章 单元测试
1、 问题:【填空题】A) In the late 1990s, America’s traditional optimism about the country’s continued economic progress seemed very well-placed. The economy was expanding rapidly, unemployment reached record lows, and the stock market seemed to hit the stratosphere (平流层) on a regular basis.
B) But as we’ve seen during the first decade of the new millennium (千年), you can’t expect the favorable climate to continue indefinitely. Common sense tells us that at some point, we always have to prepare for the inevitable slowdown. What’s more, even if the economy is doing well on a national basis, there’s no guarantee that the local economy in your area will follow suit, or that your personal economic conditions won’t be subject to ups and downs due to individual circumstances.
C) The process of translating a stable and adequate income supply into the achievement of your economic goals begins with financial planning. Through the development of your personal financial plan, you will be able to identify and reach your monetary (货币) goals. Through this financial planning system, we’ll guide you through the following steps to allow you to create your own individualized financial plan:
D) Identifying what you have now: the first step is taking stock of your wealth, income and expenses, and existing planning documents. Creating a wealth-building plan should start with a look at the assets you have now. This may be something that you would just as soon avoid.
E) While any plan to maximize your wealth will focus primarily on the future, you can’t completely ignore your financial past. Even if you don’t have to make major adjustments in how you handle your personal finances, you’ll need to have an accurate picture of what your finances are now, if for no other reason than to gauge (估计) how much more money you’ll need to meet your various financial goals.
1. Although any plan to maximize their wealth will concentrate mainly on the future, people shouldn’t totally ignore their past financial plan. _
3. While people create a wealth-building plan, the first step they should take is to know how many assets they have.
4. We know personal economic conditions may be subject to ups and downs. _
5. You should make financial planning if you want to achieve your economic goals with your income supply.
答案: 【
E
D
B
C
】
2、 问题:【填空题】F) Deciding what you want: next, you have to set your goals and quantify them in terms of dollar amounts, and the time you have to achieve them.
G) Determining how to get there: this is heart of the financial plan. You need to figure out what you must do to achieve your goals, or readjust them so they become attainable. In order to construct your personal wealth-building plan, you need to carefully consider what you have now and what you want in the future. As a necessary part of the process of setting a goal, you’ll want to make the goal measurable by reducing it to a monetary amount and setting a deadline for attaining it.
H) Most financial plans are focused on goals or events that will happen in the future, such as saving for your children’s college education or saving for retirement. Because most costs go up over time, and because you’ll want to invest your savings in such way as they will increase in value as time moves on, determining how much to set aside each month is a bit more complicated than just dividing the current cost of the item by the number of savings periods you’ll have before you reach the deadline that you set for attaining the goal.
I) Implementing the plan: this may be the most important step for you to take. Many plan, fewer implement. Now you have gone through the important steps of identifying what you have now, setting goals and planning how to reach your goals. But, as important as each of these steps is, none of them is as vital as the step of carrying the plan forward and making it work.
J) Monitoring the plan: even a good plan can sour with age. You need to keep your plan up to date by making sure your investments perform as expected, and by adjusting your plan for changed circumstances. If you have invested the time, effort, and money needed to implement your financial plan, you definitely don’t want changed circumstances to make your plan obsolete（过时的).
K) Many changes can happen in life that may make it advisable for you to change one or more parts of your personal financial plan. When you are confronted with such a change in circumstances, the first rule is: We don’t say this to lull (麻痹) you into a false sense of security, but only so you’re not so discouraged that you ignore the change and hope that it doesn’t have an adverse effect on your plan.
L) If you feel uneasy about implementing the plan, don’t forget those professional advisors who stand ready to help you: lawyers, accountants, financial planners, stock brokers, bankers, insurance agents. You can seek help on a particular part of the plan, or a particular question, or ask for a general review of your plan. If you do so, don’t worry about asking the questions that are on your mind.
All the steps are vital but the most important step is to implement the plan and make it effective. _
A monetary amount and a deadline are very necessary for setting a goal as you are sure to make the goal measurable.
If people are anxious about how to carry out the plan, they can turn to those professional advisors for help. _
8. If people have invested the time, effort, and money required to implement their financial plan, they think their plan is up to date.
9. Don’t be frightened by the changes in your life, your plan will be as good as you expect. _
10. Expenses of education or retirement should be considered in advance as most costs increase with time going by. _
答案: 【
I
G
L
J
K
H
】
第二章 单元测试
1、 问题:In many cases,identity theft not only causes the victims‘immediate financial losses but costs them a lot to restore their reputation. （ ）
选项：
A:对
B:错
答案: 【
错
】
2、 问题:Identity theft is a minor offence and its harm has been somewhat overestimated. （ ）
选项：
A:对
B:错
答案: 【
错
】
3、 问题:It is important that your resume not stay online longer than is necessary. （ ）
选项：
A:对
B:错
答案: 【
对
】
4、 问题:Of the three options offered by CareerBuilder.com in Suggestion 2,the third one is apparently most strongly recommended. （ ）
选项：
A:对
B:错
答案: 【
错
】
5、 问题:Employers require applicants to submit very personal information on background checks. （ ）
选项：
A:对
B:错
答案: 【
错
】
6、 问题:Applicants are advised to use generic names for themselves and their current employers when seeking employment online. （ ）
选项：
A:对
B:错
答案: 【
对
】
第三章 单元测试
1、 问题:
We find that bright children are rarely held back by mixed-ability teaching. On the contrary, both their knowledge and experience are enriched. We feel that there are many disadvantages in streaming (把….按能力分班) pupils. It does not take into account the fact that children develop at different rates. It can have a bad effect on both the bright and the not-so-bright child. After all, it can be quite discouraging to be at the bottom of the top grade!
Besides, it is rather unreal to grade people just according to their intellectual ability. This is only one aspect of their total personality. We are concerned to develop the abilities of all our pupils to the full, not just their academic ability. We also value personal qualities and social skills, and we find that mixed-ability teaching contributes to all these aspects of learning.
In our classrooms, we work in various ways. The pupils often work in groups: this gives them the opportunity to learn to co-operate, to share, and to develop leadership skill. They also learn how to cope with personal problems as well as learning how to think, to make decisions, to analyze and evaluate, and to communicate effectively. The pupils learn from each other as well as from the teacher.
Sometimes the pupils work in pairs; sometimes they work on individual tasks and assignments, and they can do this at their own speed. They also have some formal class teaching when this is appropriate. We encourage our pupils to use the library, and we teach them the skills they need in order to do this efficiently. An advanced pupil can do advanced work, it does not matter what age the child is. We expect our pupils to do their best，not their least, and we give them every encouragement to attain this goal.
1、 In the passage the author's attitude towards“mixed-ability teaching”is___（ ）.
选项：
A:critical
B:questioning
C:approving
D:Objective
答案: 【
approving
】
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